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Square Fee Calculator is a tool for business owners to calculate the Square fees for each transaction. The Square processing fee calculator will calculate how much you will pay for each type of transaction, in person, online, and manually entered.
Square Processing Fee Calculator |
|
| Enter Amount: | $ |
| In Person | Online | Manually Entered | |
|---|---|---|---|
| 2.6% + 10 cents | 2.9% + 30 cents | 3.5% + 15 cents | |
| Square Fess | |||
| Amount Received |
As of 2026, there are three main types of transaction fees that Square charges, in person, online, and manually entered. Following is a table that shows the Square fees for each type of transaction.
| Transaction Fees | Processing Method | |
|---|---|---|
| In Person | 2.6% + 10 cents per transaction |
In person payments is when customers tap, dip, or swipe their card in person. |
| Online | 2.9% + 30 cents per transaction |
Online payments is when customers make a purchase through your Square Online Store or eCommerce API. |
| Manually Entered | 3.5% + 15 cents per transaction |
Manually entered payments is when you manually enter your customer’s card details. |
The Square transaction fees are calculated based on a percentage of the purchase amount plus a fixed rate. Therefore, we can use the following Square fee formula to calculate the final square fees and the amount received after the transaction fees. Square fees = Amount * Percentage + Fixed Fee, where Amount = is the amount that you are charging your customer Percentage = is the percentage of Square charges based on the transaction type, 2.6% in personal, 2.9% online, or 3.5% manually entered. Fixed Fee = is the fixed fee of Square charges, 10 cents for personal, 30 cents for online purchases, and 15 cents for manually entered transactions. Let's take a look at how to calculate the Square fees for a $100 item for the different types of transactions.
| $100 | Square Fees | |
|---|---|---|
| In Person | 2.6% + 10 cents |
$100 * 0.026% + $0.1 = $2.70 |
| Online | 2.9% + 30 cents |
$100 * 0.029% + $0.3 = $3.20 |
| Manually Entered | 3.5% + 15 cents |
$100 * 0.035% + $0.15 = $3.65 |
If you prefer to calculate the Square fee automatically, you can use our Square fee calculator to do all the work for you. All you have to do is enter the amount for the product that you are selling, and our Square fees calculator will calculate the Square fees for all three types of transactions, in person, online, or manually entered. In addition, the Square fee calculator will also calculate the total amount you will receive after the Square fees.
| Amount | In Person | Online | Manually Entered |
|---|---|---|---|
| $1 | $0.13 | $0.33 | $0.19 |
| $2 | $0.15 | $0.36 | $0.22 |
| $3 | $0.18 | $0.39 | $0.26 |
| $4 | $0.20 | $0.42 | $0.29 |
| $5 | $0.23 | $0.45 | $0.33 |
| $6 | $0.26 | $0.47 | $0.36 |
| $7 | $0.28 | $0.50 | $0.40 |
| $8 | $0.31 | $0.53 | $0.43 |
| $9 | $0.33 | $0.56 | $0.47 |
| $10 | $0.36 | $0.59 | $0.50 |
| $11 | $0.39 | $0.62 | $0.54 |
| $12 | $0.41 | $0.65 | $0.57 |
| $13 | $0.44 | $0.68 | $0.61 |
| $14 | $0.46 | $0.71 | $0.64 |
| $15 | $0.49 | $0.74 | $0.68 |
| $16 | $0.52 | $0.76 | $0.71 |
| $17 | $0.54 | $0.79 | $0.75 |
| $18 | $0.57 | $0.82 | $0.78 |
| $19 | $0.59 | $0.85 | $0.82 |
| $20 | $0.62 | $0.88 | $0.85 |
| $25 | $0.75 | $1.03 | $1.03 |
| $30 | $0.88 | $1.17 | $1.20 |
| $35 | $1.01 | $1.32 | $1.38 |
| $40 | $1.14 | $1.46 | $1.55 |
| $45 | $1.27 | $1.61 | $1.73 |
| $50 | $1.40 | $1.75 | $1.90 |
| $55 | $1.53 | $1.90 | $2.08 |
| $60 | $1.66 | $2.04 | $2.25 |
| $65 | $1.79 | $2.19 | $2.43 |
| $70 | $1.92 | $2.33 | $2.60 |
| $75 | $2.05 | $2.48 | $2.78 |
| $80 | $2.18 | $2.62 | $2.95 |
| $85 | $2.31 | $2.77 | $3.13 |
| $90 | $2.44 | $2.91 | $3.30 |
| $95 | $2.57 | $3.06 | $3.48 |
| $100 | $2.70 | $3.20 | $3.65 |
| $150 | $4.00 | $4.65 | $5.40 |
| $200 | $5.30 | $6.10 | $7.15 |
| $250 | $6.60 | $7.55 | $8.90 |
| $300 | $7.90 | $9.00 | $10.65 |
| $350 | $9.20 | $10.45 | $12.40 |
| $400 | $10.50 | $11.90 | $14.15 |
| $450 | $11.80 | $13.35 | $15.90 |
| $500 | $13.10 | $14.80 | $17.65 |
| $550 | $14.40 | $16.25 | $19.40 |
| $600 | $15.70 | $17.70 | $21.15 |
| $650 | $17.00 | $19.15 | $22.90 |
| $700 | $18.30 | $20.60 | $24.65 |
| $750 | $19.60 | $22.05 | $26.40 |
| $800 | $20.90 | $23.50 | $28.15 |
| $850 | $22.20 | $24.95 | $29.90 |
| $900 | $23.50 | $26.40 | $31.65 |
| $950 | $24.80 | $27.85 | $33.40 |
| $1,000 | $26.10 | $29.30 | $35.15 |
The reverse Square fee calculator can calculate the square fees in reverse order. For example, if you would like to keep $20 on an item after Square fees, the reverse Square fee calculator will let you know how much you should charge your customer.
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