12 Month Amortization Schedule

12 Month Amortization Schedule is a tool to calculate the monthly payment for any fixed interest 12-month loan.

12 Month Loan Amortization Calculator
Loan Amount
Loan Terms	months
Interest Rate
First Payment Date	Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 2036 2037 2038 2039
Amortization Schedule	Show By Month Show By Year

12 Month Loan Summary
Loan Amount:	$4,000.00
Monthly Payment:	$347.95
Total # Of Payments:	12
Start Date:	Mar, 2025
Payoff Date:	Feb, 2026
Total Interest Paid:	$175.44
Total Payment:	$4,175.44

12 Month Amortization Schedule
Payment Date	Payment #	Interest Paid	Principal Paid	Total Payment	Remaining Balance
Mar, 2025	1	$26.67	$321.29	$347.95	$3,678.71
Apr, 2025	2	$24.52	$323.43	$347.95	$3,355.28
May, 2025	3	$22.37	$325.59	$347.95	$3,029.70
Jun, 2025	4	$20.20	$327.76	$347.95	$2,701.94
Jul, 2025	5	$18.01	$329.94	$347.95	$2,372.00
Aug, 2025	6	$15.81	$332.14	$347.95	$2,039.86
Sep, 2025	7	$13.60	$334.35	$347.95	$1,705.51
Oct, 2025	8	$11.37	$336.58	$347.95	$1,368.92
Nov, 2025	9	$9.13	$338.83	$347.95	$1,030.10
Dec, 2025	10	$6.87	$341.09	$347.95	$689.01
Jan, 2026	11	$4.59	$343.36	$347.95	$345.65
Feb, 2026	12	$2.30	$345.65	$347.95	$0.00

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